Finance Wanted.

By Tien-Hao Wei

In Japan, most of shops own their own point cards. They could be slightly different from each other. But they all share one similarity which is they all save money for you! Believe or not, I could save over 100$ by using point cards in a year.

What point cards can do for you are that they give you 3%~10% discount usually, or they give you returning points (1 pt = 1 yen) which you can use later on. Think! if you buy something 1000 yen you get 100 yen back man!

So when you arrive Japan, first thing you should do is to figure out which shops you go often. It's just a waste of time to make point cards from shops you only go once a year. In many shops, once or twice a week they have this "multiply point day". So when you are making your new point cards, don't forget to ask the shops what day of the week they have their "multiply point day". Usually, on the "multiply point day" the points you get returned will be 2~5 times than usual. For example, the returning rate is 5% in a normal day and the multiply rate is 5 times. It becomes 25%. So if you buy something for 1,000 yen, you get 250 yen back in return. It's amazing right.

Sometimes when I walk on the street in Tokyo, I see some shops saying points X 10 or points X 20. So don't hesitate! Trust me point cards will save you a lot of money. Well, at least for me?

If you want to know more about how to save money in Tokyo. visit my site

http://howtosavemoneyintokyo.blogspot.com/