Finance Wanted.

By Joy Cagil

Even if today's retirees live better that those of fifty to sixty years ago, a future retiree's financial security can be planned or improved upon while he or she is still working. With the economy in its present gloom and doom mode and the companies phasing out and reducing retirement benefits, doesn't it make sense for today's workers to think and plan their own retirement far ahead of time?

Although highly experienced investors may be able to do just fine for themselves, Kiplinger's Retire Worry-Free introduces the average or inexperienced investors to retirement planning and to getting the most out of their financial means. After the introduction from the editor-in-chief, chapter one of the book redefines retirement by making the reader think about making sure he'll have enough means to live well when he retires.

Then, chapter two has the pointers, charts, and workbook pages for estimating how much the worker will need in his golden years. Chapter three, a chapter any young worker should pay attention to, shows how to save and make more money for retirement planning and how to manage debts in the best way possible.

Chapter four is about the retirement plans -self-directed or otherwise- a worker's company offers. Chapter five brings up the social security benefits; chapter six is about making sure the retiree-to-be will have enough insurance and long-term care insurance. Chapter seven deals with IRAs and chapter eight with setting up one's own pension plan. Chapter nine is about making good investment choices. This chapter includes sixty-eight key investment terms and some information on stock basics, bonds, annuities, gold, and real estate investments. Chapter ten introduces the worker to several smart tactics and strategies of investment.

Chapter eleven and twelve address pension payouts and monitoring the retirement plans as things change through time. At the end of chapter twelve, there are referrals to Financial Planning Association, National Association of Personal Financial Advisors, and The American Institute of CPAs. The book ends with a very usable index. The language of the book is clear and direct, and it can be easily understood even by the not-so-savvy.

Kiplinger's Retire Worry-Free, sixth edition, is in paperback and 304 pages, with ISBN-10: 1427797188 and ISBN-13: 978-1427797186. The book is published by Kaplan Publishing and written by the editors of Kiplinger's Personal Finance, the personal finance magazine.

Since this book shows how to plan for retirement, it is for people who are still young enough to be in their working years rather than the already retired, and it will make a great gift to any young person or worker looking to plan his or her retirement.

This article has been submitted by Joy Cagil in affiliation with http://www.StockBee.Com/ which is a free online stock ticker quiz.